Opinions

Fewer rounds, bigger bets: what Q1 2026 reveals about where European tech capital is concentrating

It was only last year when European tech investment meant cautiously recovering from the past. Capital held up, but deal volume fell to one of the lowest levels in a [..]

Writer Vaiva Rykštaitė: there is no such thing as useless education, only a failure to listen to oneself

“I consider the academic environment to be one of the key factors in shaping a strong personality, because a person with a higher education – provided they actually studied and [..]

Between gratitude and distance: living among strangers

BY Dr. Dainius Genys, a member of The Migration and Intercultural Diasporic Life Laboratory, a research platform within the VMU Lithuanian Emigration Institute, Dmytro Mamaiev, a PhD Candidate in the [..]

The withdrawal of pension funds in Lithuania is unlikely to make meaningful impact on the Baltic stock market

By Valters Smiltāns, Signet Bank investment analyst. In 2025, the Lithuanian parliament reformed the country’s second-pillar pension system, which came into effect in 2026. The reform significantly increases the flexibility [..]

Hiring failures in 2026 are often process failures, not talent shortages, experts say

Companies are losing strong candidates not only due to talent shortages, but increasingly because their hiring processes fail to meet market expectations. This was the key conclusion from an expert [..]

Baltic and Nordic fuel markets see no broad supply panic – but prices are already under pressure

By Viesturs Deksnis. The warning from the International Energy Agency has been unusually stark. In an interview with El País, IEA Executive Director Fatih Birol described the conflict involving Iran [..]

Religious pedagogy graduate Mykolas Kulikauskas: I like the person I have become

“My goal is to be a tree under whose shade young people can grow,” says Mykolas Kulikauskas, a graduate of Vytautas Magnus University (VMU), who now works at the Kaunas [..]

Human capital as strategic risk – Alena Padalnitskaya on decision-making, AI, and the real talent gap

By Viesturs Deksnis, Editor-in-Chief of Balticnews.com. Independent decision-making is becoming a critical challenge for fast-growing companies, says Alena Padalnitskaya, Head of the League of Analysts at Zubr Capital. Working closely [..]

Smartphone as a payment terminal: how tap-to-phone technology emerged and why it is reshaping acquiring

By Vadzim Smatrayeu, VP Fintech Services at IBA Group. For decades, card acquiring was inseparably linked to specialized hardware. Accepting card payments meant purchasing certified POS terminals and managing logistics, [..]

Middle East escalation: inflation risks, energy markets and uncertain growth

Dainis Gašpuitis, Economist at SEB Banka Latvia, has shared brief reflections on LinkedIn regarding the current situation in the Middle East and its potential implications for the global economy, financial [..]

MEP: Iran likely unable to respond in force to US-Israel strikes

Iran is unlikely to be able to mount a strong retaliation against Israel and the US in the aftermath of Saturday morning’s airstrikes, MEP Sven Mikser (SDE) said. Iran is [..]

Latvia is falling behind Europe’s waste reduction goals, therefore increasing risks to the environment, infrastructure and future generations

Latvia’s household waste management system is already facing serious challenges. Although sorting infrastructure has improved in recent years and part of the society is actively sorting waste, 118 thousand tonnes [..]

Insolvency rates stabilise across the Baltics

By COBALT Partner Annika Peetsalu, Associate Heivo Reinek (EE), Specialist Counsel Mārtiņš Aljēns (LV), Partner Dr Paulius Markovas and Senior Associate Dr Ieva Strunkienė (LT). After several difficult years, insolvency [..]

Fintech hubs are easy to market – hard to govern

By Tīna Lūse, Managing Director of the Fintech Latvia Association. Many countries position themselves as fintech hubs. Far fewer build the governance needed once fintech becomes economically significant and operationally [..]

Preparing young people for the future labor market: why good grades alone are no longer enough

As the global labor market undergoes rapid transformation, educators and policymakers are increasingly questioning whether traditional approaches to education are sufficient to prepare young people for the future. In Latvia, [..]

Quiet solidarity: how Lithuania practices hospitality

By Vytautas Magnus University researchers Dainius Genys* and Dmytro Mamaiev**. Sociologically speaking, hospitality is never a one-sided virtue. As Alfred Schutz once observed in his essay on “The Stranger,” integration [..]

2025 in the Baltic capital market: bonds activity hits record highs, while IPO market remains dormant

By Edmunds Antufjevs, Kristiāna Janvare, Signet Bank Investment Banking Management. Bond issuance activity in the Baltic market surged in 2025, reaching record levels in both issuance volume and number of [..]

How AI is reshaping the workforce: insights from SOFTSWISS

SOFTSWISS, an international tech brand with its partner’s development centres in Warsaw and Poznań, has strengthened its long-term technology strategy by appointing Denis Romanovskiy as its first Chief Artificial Intelligence [..]

Former president: Europe needs fundamental changes to rise to new security situation

In an interview with ERR, former President Toomas Hendrik Ilves said European leaders have yet to grasp the fundamental shift in relations with the United States and the emergence of [..]

Arnis Paršovs: Banks fail to implement measures against Smart-ID phishing

By Arnis Paršovs, cybersecurity researcher at the University of Tartu. Over the past six years, Estonians have lost millions to Smart-ID phishing scams. While victims are often blamed for being [..]

The role of capital markets in real estate financing: the Baltic perspective

By Mārtiņš Rozenbaums, Investment Banking Project Manager, Signet Bank. The real estate bond market has experienced rapid fluctuations over the past three years, from a decline in activity and uncertainty [..]

European tech investments: December signals that defined 2025

Every month, Zubr Capital presents a concise brief on how the European tech investment landscape is shifting. Each brief covers more than just deals, focusing on capital flows and looking [..]

Global equity markets in 2025: A pseudo roller coaster – how rough will the ride be in 2026?

By Kārlis Mārtiņš Gulbis, Investment Analyst at Signet Bank. 2025 turned out to be a paradoxical pseudo “roller coaster” ride that was more frightening than shocking. We were prepared for [..]

What the US national security strategy tells us about how Trump views the world

Andrew Gawthorpe, Leiden University The White House has released its national security strategy, a document put out by every US presidential administration in order to spell out its foreign policy [..]

Estonian MFA secretary general: Europe must take care of its own security

Foreign Ministry Secretary General Jonatan Vseviov said on “Ukraina stuudio” that the message delivered by every past U.S. president — that Europe must start taking responsibility for its own affairs [..]

November 2025: the new priorities of European tech investing

European technology investing can no longer be relegated to the continent’s economic sideline. New movement in the sector and regular activity over the past few years have made it one [..]

Skills, not diplomas: how Lithuania’s tech employers redefine what it takes to enter IT

The number of IT specialists in Lithuania has grown to 70,600 over the past year, but employers still face a shortage of more than 7,600 qualified workers. Technology companies are [..]

Demand for investment analysts is growing: the league of analysts is shaping a new generation of professionals

The first cohort of The League of Analysts, an international educational program by investment company Zubr Capital, has completed its course in Poland. The final defense of graduation projects took [..]

Toomas Hendrik Ilves: We cannot outsource our future

We cannot outsource our future. If we remain passive, others will absorb the talent and reap the rewards. But if we act, we will not only strengthen our university — [..]

AI in mobility and connected transport: hype, reality, and business value

Artificial intelligence is having a powerful impact on mobility, though not always in the ways the headlines promise. Behind the talk of automation and efficiency, many projects still hide unexpected [..]

Interview with Waze co-founder Uri Levine: the moment that sparked billion-dollar business

By Jonas Deveikis, LRT.lt. “The sale of Waze was a life-changing moment for me. But more importantly, it was life-changing for everyone in the company,” says Uri Levine, one of [..]

AI platforms compared: off-the-shelf vs. enterprise-customized solutions

By Vera Rayevskaya, Customer Success Director, IBA Lithuania. Artificial intelligence has evolved from an experimental innovation to a strategic necessity. Across industries, enterprises are integrating AI into operations, customer engagement, [..]

Carbon farming at a crossroads: Dr. Chiara de Notaris on Europe’s path toward certified carbon removals

By Viesturs Deksnis. As the European Commission moves forward with the implementation of the Carbon Removal and Carbon Farming (CRCF) Regulation, new methodologies for the certification of carbon farming removals [..]

September review: stability, strength & new trends in European tech investments

By Oleg Khusaenov, CEO & Founder of Zubr Capital. Each month, Zubr Capital shifts its focus from daily market activities to gain a macro view of Europe’s tech investment ecosystem. [..]

Rugilė Andziukevičiūtė-Buzė outlines the new age of mobility: electrification, AI, and digital transformation

By Viesturs Deksnis. As Europe races to fulfill its climate ambitions and reshape the transport sector, powerful new trends are emerging at the intersection of technology, sustainability, and regulation. Recently, [..]

Marketing in the age of AI search: why citations beat clicks

By Marija Abdelhalim, founder of COMMA PR agency. When Google switched on AI Overviews for more than a billion users, it sent a shockwave through search. Publishers saw traffic collapse [..]

Is IoT a security risk for businesses? Here’s how to implement smart technology safely

By Siarhei Fedarovich, Program/Project Manager at IBA Group. “Can someone really hack my fridge? Or spy on me through a smart camera?” If you’ve ever asked yourself that – you’re [..]

The intersection of AI and cybersecurity: leveraging AI for threat detection and response

By Siarhei Fedarovich, Program/Project Manager at IBA Group, PMI-ACP and Julia Kanaikina, Head of Delivery, Cybersecurity services at IBA Group, PMP certified. As cyber threats grow in complexity, AI is [..]

What makes Vilnius – Vilnius? Interview with chief architect of the Lithuanian capital

By Jonas Deveikis, LRT.lt. In an interview with LRT.lt, the chief architect of Vilnius, Laura Kairienė, discusses what should be done with residential districts and why the urbanisation of the [..]

The digital trust paradox: how to balance personalization with data protection

By Aleš Hojka, Managing Director at IBA CZ and IBA Slovakia. Cloud services and artificial intelligence have already become the foundation for modern businesses. But now we are stepping into [..]

The European Union introduces a general sustainability reporting requirement for companies

By journalist Ain Alvela, an editor at TööstusEST. The European Union plans a major overhaul of the current corporate sustainability reporting system (ESG – Environmental, Social, Governance), expanding the range [..]

AI in the workplace: how artificial intelligence is changing the corporate landscape

By Aleš Hojka, Managing Director at IBA CZ and IBA Slovakia. Artificial intelligence (AI) becomes a crucial part of modern world of business. Nevertheless, now we clearly can see a [..]

Not only fleet management. How modern telematics powers asset tracking

By Marija Abdelhalim, Chief Marketing Officer, SEAL Group. Imagine running a construction enterprise with its own small fuel station out in a remote part of the site. One day, the [..]

Mobile operators should be allowed to play a more active role in protecting residents from fraudsters, says Bite Latvija

Taking into account the growing risks of fraud, Latvia’s existing regulation should be improved to allow mobile operators to play a more active role in protecting residents against fraudulent text [..]

The digital transition in the Baltic states is progressing with difficulty, with rural areas presenting the greatest challenge

By journalist Ain Alvela. Artificial intelligence, or AI, has recently become an integral part of our daily lives. Initially used mainly for entertainment, AI is now increasingly making its way [..]

Atlas Aerospace unveils tactical drone alternative to DJI Mavic amid rising demand for European defense tech

By Viesturs Deksnis. For the first time, Riga hosted the international Drone Summit 2025, a landmark event uniting global leaders in unmanned aerial systems to explore the future of drone [..]

Business in a time of change: how automation becomes a growth strategy

Have you ever looked at your operating costs and thought, “We’re squeezing every drop we can. What else is left?” For many transport-heavy or reliant businesses, that moment has already [..]

Latvian IT industry should focus more on service exports – Accenture

The Latvian information technology (IT) industry should place greater emphasis on exporting services and engaging with global markets, as many companies remain overly reliant on domestic public contracts, Ivo Almanis, [..]

Diplomat: Israel-Iran developments are not conflict or crisis, but war

The conflict which has broken out between Israel and Iran is clearly a war, Ministry of Foreign Affairs Secretary General Jonatan Vseviov said, and is unpredictable and concerning for the [..]

Estonia’s maritime sector gaining momentum – country aiming to attract large-scale shipbuilding projects

Article by journalist Ain Alvela. Estonia is making a bold push at the national level to strengthen its image as a maritime nation. The goal is to bring a share [..]

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